Kanyi Maqubela is a Partner at Collaborative Fund, an early stage investment vehicle focused on mission-driven technology businesses. Collaborative has made over 50 investments at the early stage.
The next platforms
In the world of finance, we at Collaborative Fund believe that new capital flows will emerge across the consumer finance sector: from microinsurance, UBI insurance and p2p insurance to p2p lending, pooled saving and investing mechanisms, and equity crowdfunding. These services will emerge as platforms, and will power large swaths of value creation in the next phase of the internet, and that they will be very thin, can very likely be crowd-owned, and traditional financiers are going to have to both get used to different financing pathways and risk profiles, and liquidity scenarios, as well.